If all of the rules which enabled the Federal Reserve Act to be passed(?) were followed, the people (who are the Creditors of the government) would have the unrestricted ability to discharge all 'debt' which they incurred from proceeds of payment of interest on the 'loans' extended to government.
Living souls do not incur 'debt' as they are only ever the Creditor. The debtors are the 'government' and the FICTIONS created by government.
Be the Creditor, NOT the debtor. Know who you are...!!
Hint: Read "Modern Money Mechanics" a publication from the Federal Reserve Bank of Chicago. Truth straight from the horse's mouth, which seldom comes from that direction...!!